Saving & Retirement

From now until 30 June, enjoy up to 23% of first-year premium refund upon a successful application. Contact our representatives to learn more about our savings insurance offers.

LionAchiever

LionTycoon Beyond 2

More Limited Savings Insurance Offers

Savings insurance helps you establish a consistent savings habit, allowing you to plan ahead and prepare for your future. It aids you in achieving your financial goals, such as purchasing a home, setting up an education fund for your children, ensuring a comfortable retirement, and preserving wealth for the next generation. Your efforts are rewarded more effectively, and assets are seamlessly passed down. Some savings insurance plans, like qualifying deferred annuities, come with tax benefits to reduce your tax burden and help establish a steady retirement income, paving the way for an ideal retirement life.

Remarks:

1. HKD 60,000 is the maximum tax deductions per taxpayer per year for qualifying annuity premiums and MPF tax deductible voluntary contributions. For details on tax deductions, please visit Inland Revenue Department (IRD) of HKSAR website at www.ird.gov.hk and consult a professional tax advisors for tax advice.

2. Monthly Annuity Income comprises of Guaranteed Monthly Annuity Income and Non-guaranteed Monthly Annuity Income (if any) which will be paid on monthly basis during the Annuity Income Period. The Non-guaranteed Monthly Annuity Income can be adjusted on each Policy Monthiversary and the actual amount during the Annuity Income Period may vary. The amount of Non-guaranteed Monthly Annuity Income will be determined based on the Company’s dividend philosophy. You may choose to cash out the Monthly Annuity Income and/or keep the Monthly Annuity Income in the Policy for interest accumulation at an interest rate which is not guaranteed and shall be determined by the Company from time to time at its absolute discretion. If no option is elected, cash out option will be applied to the payment of Monthly Annuity Income.