Generali’s critical illness products, LionGuardian Beyond and LionGuardian PlusOne have recently received a top 5-Star Rating from 10Life in the Whole Life Critical Illness and Term Critical Illness categories respectively, affirming the well-rounded coverage and value these products offer to customers.
Ms. Quinney Tang, Division Head, Product Development said, “We are delighted that our critical illness products attained a 5-Star Rating from one of the largest insurance comparison platforms in Hong Kong. It is a testament to Generali’s continuous commitment to developing innovative products tailored to customers’ needs and reinforces our ambition to be Lifetime Partner to our customers.”
Unlimited major critical illness benefits1 and protection for 138 illnesses
Exclusive in the market2, both plans offer unlimited number of claims3 for cancer, stroke and heart attack until the age of 1004, protection for 138 illnesses, including Major Critical Illnesses and Early Stage or Minor Illnesses, and every major critical illness claim offers 100% of Sum Assured1, unaffected by any previous claims on other critical illnesses.
Future premiums waived
Future premiums will be waived once the full claimable amount is reached, providing customers with continuous protection throughout their life.
Protection for unknown illnesses
Even if the cause of the illness is unknown, benefits are also payable for losses in functionality of the key organs5 – heart, liver, lung or kidney – with 100% of Sum Assured for each claim.
10Life is one of the largest insurance comparison platforms in Hong Kong and performs quantitative research on insurance products. Their actuaries break down complex products into simple product ratings based factors that matter the most to the consumer. The top insurance products in the market are rated as 5 Star.