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Caring for your family
We are living in a world with risks of
accident everyday. To ensure you and your
family have sufficient wealth to maintain
the existing lifestyle in case of any
unforeseen, you must be well prepared.
Generali's Personal Accident Insurance
protects you and your family should accidents
occur any time in any place.
Personal Accident Benefits
| Cover |
Item
1 - Death or
Item 2 - Permanent Disability
resulting directly from accidental bodily
injury and occurring within 12 months
of the accident |
| |
| Extra Benefit: |
a) Double Indemnity
b) No Claim Bonus
c) Cover for Dependent Children under
18 Years Old
d) Funeral Cremation and Repatriation
Expenses
e) Hospitalisation Allowance
f) Personal Effects (other than money) |
| |
| Maximum Limit
of Indemnity |
| Up to the sum you
selected to insure for Maximum Indemnity
including Double Indennity benefit:
HK$3,000,000 |
Major Exclusions to Note
war, radioactive contamination, unlawful
act, suicide or self-injury, influence of
alcohol or drugs, HIV or AIDS, illness,
pre-existing infirmity, childbirth or pregnancy,
armed force services, flying (except on
scheduled flight as a passenger), professional
sports, dangerous sports or activities
You may apply for this
insurance if you are
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aged between 18
and 65; and |
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engaging in professional,
administrative and clerical duties
or light manual work as follows: |
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Classification of Occupation
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Premium Ratings
|
| Class
1 |
Professions or
occupations involving indoor duties
without manual work such as:
accountant, administrator, beautician,
cashier, clerk, clinic nurse, dentist,
doctor, executive, housewife, lawyer,
pharmacist, programmer, secretary,
shop assistant, stockbroker, teacher
and student |
0.08%
|
| Class
2 |
Professions or
occupations involving outdoor duties
frequently and/or light manual work
such as:
chauffeur, commercial traveller, electronic
engineer, hospital nurse, messenger,
office assistant, sales representative,
tailor, waiter or waitress |
0.10%
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Minimum Premium : HK$240
The above serves as a general guideline
only.
For details of cover, please refer to
the exclusions, terms and conditions of
our Policy. (Insurance Policy is written
in English.)
Download
Policy Copy (pdf)
Please consult our Company Representatives
for any query or your class of occupation
which is not shown above.
Instant Quotation &
Application
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